How to Use the Medicare Commission Calculator & Tracker

The Commission Calculator

Answers one question in 30 seconds: what can I realistically earn? Enter policies, effective month, state, plan type; add ancillary income per sale if you cross-sell. It uses 2026 CMS street-level rates and shows first-year income (with proration), monthly, annual, renewal per year, and a 5-year projection as your book compounds.

The Commission Tracker

A come-back-every-month tool to make sure you get paid what you earned. For each client, track name, carrier, effective date, expected vs. paid commission, renewal month, and notes — so you see what's paid, what's outstanding, and which renewals are coming.