Brandon Davis
Davis Capital
& Insurance Corp
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Medicare Commissions, Explained.

Everything a new (or experienced) Medicare agent needs to understand how you actually get paid — in plain English.

More guides

Fundamentals · 4 min

Initial vs. Renewal Medicare Commissions Explained

What's the difference between initial and renewal Medicare commissions — and why the pros care more about renewals. Clear examples on 2026 street-level rates.

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Fundamentals · 5 min

Why Medicare Commissions Are Prorated (Simple Example)

Got a smaller first check than expected? Here's exactly how Medicare commission proration works by effective month, with easy math. 2026 rates.

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Fundamentals · 5 min

Street-Level Medicare Commissions Explained

What 'street-level' really means, why it's the number that matters to you, and the 2026 CMS street-level Medicare Advantage rates.

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Strategy · 5 min

Medicare Renewals & Residual Income: The Real Prize

Why experienced Medicare agents obsess over renewals. How residual income compounds year over year — and why retention is the whole business.

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Income · 6 min

How Much Do Medicare Agents Actually Make?

Honest numbers on Medicare agent income using 2026 street-level rates. Year-one production math plus how renewals stack on top over time.

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Fundamentals · 5 min

How Medicare Agents Get Paid (The Full Flow)

From application to payment: how Medicare commissions flow, who pays them, and how chargebacks work. A clear walkthrough for new agents.

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Strategy · 6 min

7 Commission Mistakes New Medicare Agents Make

Avoid the commission mistakes that cost new Medicare agents money — from ignoring renewals to skipping a tracker. Fixes included.

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Tools · 4 min

How to Use the Medicare Commission Calculator & Tracker

How to estimate your Medicare income with our free calculator and stay paid with the free commission tracker. Step-by-step for agents.

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Ready to run the play?

Model your income in the calculator, then come see what a real team looks like.